1. Agreement to these Terms
These Terms of Service (“Terms”) are a binding agreement between you and MarketRelay (“MarketRelay,” “we,” “us,” or “our”). By accessing or using the Service, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.
2. Eligibility and accounts
You must be at least 18 years old and legally able to enter into a contract. You must provide accurate account information, use only accounts you are authorized to connect, and maintain the security of your devices and login sessions. You are responsible for activity under your account and must notify us promptly of suspected unauthorized use.
Authentication depends on Firebase, Google, or GitHub, and market data depends on third-party sources. Your use of those services remains subject to their separate terms and policies.
3. The Service
MarketRelay analyzes publicly available posts and account information from finance-relevant sources, extracts possible viewpoints, and organizes them into personalized ticker briefs and non-personalized public research histories. Features may include source scoring, stance classification, catalysts, risks, consensus, dated bullish or bearish thesis interpretations, and links to original posts inside authenticated research views.
Public research pages do not reproduce original post text or media and may provide a correction or removal process. We may add, change, suspend, or discontinue features. The Service may be released as an early-access or beta product and may contain errors or experience interruptions.
4. Not financial advice
MarketRelay is an information and research organization tool—not an investment adviser, broker, dealer, fiduciary, exchange, or financial planner.
Nothing in the Service is financial, investment, legal, tax, or accounting advice; a recommendation or solicitation to buy, sell, or hold any security; or a promise of future performance.
Market information may be delayed, incomplete, inaccurate, or misleading. Social posts can reflect undisclosed conflicts, promotions, manipulation, or errors. AI-generated outputs may misclassify authors, tickers, sentiment, time horizons, or claims. Always review original sources and conduct independent research. You are solely responsible for investment decisions and losses.
6. Acceptable use
You may not:
- use the Service for unlawful, fraudulent, deceptive, or market-manipulative activity;
- attempt unauthorized access to accounts, systems, data, or secrets;
- interfere with, overload, probe, scan, or disrupt the Service;
- circumvent usage limits, security controls, or access restrictions;
- use bots or automated methods to scrape, copy, or resell the Service or its outputs without written permission;
- reverse engineer or attempt to extract source code except where law expressly permits;
- remove notices or misrepresent AI-generated output as verified fact; or
- use the Service to infringe privacy, publicity, intellectual-property, or other rights.
7. Third-party services and sources
The Service depends on third-party platforms, APIs, infrastructure, authentication, AI systems, and links. We do not control their availability, content, terms, security, or data practices and are not responsible for them. A third party may change or revoke access, causing features to stop working.
Links to original posts are provided for context and do not imply endorsement. You are responsible for complying with X’s terms when viewing or using X content.
8. Our intellectual property
The Service, including its software, design, branding, interfaces, selection and arrangement, and original documentation, is owned by MarketRelay or its licensors and protected by law. Subject to these Terms, we grant you a limited, personal, revocable, non-exclusive, non-transferable license to use the Service for your own lawful research.
Feedback you voluntarily provide may be used without restriction or compensation, provided we do not identify you publicly without permission.
9. Fees and future plans
Some features may currently be offered without charge. We may introduce paid plans or usage limits in the future. We will disclose applicable prices and material billing terms before charging you. Unless stated otherwise at purchase, fees are in U.S. dollars and non-refundable except where law requires.
10. Suspension and termination
You may stop using the Service at any time. You may request account deletion by contacting hello@marketrelay.dev.
We may limit, suspend, or terminate access if you violate these Terms, create legal or security risk, abuse the Service, or if continued operation is no longer commercially or technically practical. Where reasonable, we will provide notice. Provisions that by their nature should survive termination will survive, including ownership, disclaimers, liability limits, and dispute provisions.
11. Disclaimers
To the maximum extent permitted by law, the Service is provided “as is” and “as available.” MarketRelay disclaims all express or implied warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and that the Service will be secure or error-free.
We do not warrant any source, post, classification, market fact, AI output, or investment result. Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you.
12. Limitation of liability
To the maximum extent permitted by law, MarketRelay and its suppliers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; lost profits, data, goodwill, or opportunities; trading or investment losses; or the cost of substitute services, arising from or related to the Service.
To the maximum extent permitted by law, our total liability for all claims relating to the Service will not exceed the greater of (a) $100 or (b) the amount you paid us for the Service during the 12 months before the event giving rise to the claim. These limits apply regardless of legal theory and even if a remedy fails of its essential purpose.
13. Indemnification
To the extent permitted by law, you will defend, indemnify, and hold harmless MarketRelay and its operators, affiliates, and service providers from claims, damages, losses, and reasonable costs arising from your unlawful use of the Service, violation of these Terms, or infringement of another person’s rights. This obligation does not apply to the extent a claim results from our own misconduct.
14. Governing law and disputes
These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Before filing a claim, you and MarketRelay agree to try to resolve the dispute informally for 30 days after written notice. Notices to us must be sent to hello@marketrelay.dev.
Unless applicable consumer law requires otherwise, disputes that cannot be resolved informally will be brought exclusively in the state or federal courts located in San Francisco County, California, and each party consents to their jurisdiction.
15. General
We may update these Terms by posting a revised version and changing the “Last updated” date. If a change materially affects your rights, we will provide reasonable additional notice. Continued use after the effective date means you accept the revised Terms.
You may not assign these Terms without our written consent. We may assign them in connection with a reorganization, merger, acquisition, or sale. If any provision is unenforceable, it will be limited to the minimum extent necessary and the remaining provisions will remain effective. A failure to enforce a provision is not a waiver. These Terms and the Privacy Policy are the entire agreement regarding the Service.
Questions may be sent to hello@marketrelay.dev.